Age and gender are major factors insurers use to determine teen auto insurance rates.
Auto insurance companies for 18 year olds.
It s integral to shop around as much as possible at this age especially if you re not covered on a parent s policy as rates will differ from insurer to insurer.
Average car insurance rates by age and state.
Car insurance for a 19 year old.
Therefore insurance rates for 18 year olds will be almost identical to those of younger drivers.
Car insurance premiums are generally higher for younger drivers.
On average a 16 year old pays around 2 661 for an annual premium.
Drivers who were licensed when they were 17 and had a year of experience out on the road had crash rates that were almost 35 lower than 18 year olds who were just starting to drive.
Why is car insurance so expensive for 18 year old drivers.
Drivers age 16 to 19 are a third more likely to die in a crash than drivers age 40 49 according to the department for transport.
The average cost for insurance for an 18 year old female is 4 772.
Car insurance cost for an 18 year old female.
Comparing car insurance quotes.
By the time they reach 19 years of age.
Nationally 18 year olds paid over 4 700 per year for car insurance which comes out to almost 400 a month.
For example a fully comprehensive car insurance policy costs on average 1 028 for people aged 17 to 19 however the older you get the lower the premiums go.
How much does car insurance cost for 18 year olds.
Cheap car insurance for an 18 year old.
Although 18 year olds are considered adults and can vote when it comes to car insurance 18 year olds are still grouped together with 15 16 and 17 year old drivers.
A great way to keep your teen safe and possibly save a bit of money is to monitor them.
That s for a policy of her own that includes comprehensive and collision coverage with liability limits of 100 300 100.
Enter your state in the search box to see what you can expect to pay.
That means the price for the exact same policy can differ significantly among insurers.
Car insurance for young drivers is expensive as you ll see in the table below but you can still save by putting the teen on your policy rather than getting him or her their.
Unfortunately for the thousands of careful sensible young drivers on uk roads the facts paint a bleak picture.
Comparison shopping is one of the easiest ways to save on car insurance.
Car insurance for a 16 year old.
Car insurance for an 18 year old.