Attic Inspection For Fha

Ensuring that mixed use properties comply with zoning.

Attic inspection for fha.

To a full inspection. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. Fha s office of single family housing.

Ensure all appliances are operational. This is to make sure the home is worth the selling price. Federal housing administration fha loans must meet safety. Clarifying that fha requires an inspection.

For an fha loan the u s. Fha appraisers are required to observe the attic area. Department of housing and urban development washington dc 20410 8000 assistant secretary for housing federal housing commissioner special attention of. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient.

These include many health and safety inspections. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. The department of housing and urban development hud requires him to determine the current market value as with any appraisal. Fha appraisers are now required to.

At a minimum the appraiser must enter head and shoulders into the attic. If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation. When an fha loan is being used the appraiser has two objectives. Fully access the attic space if able to do so.

Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. General acceptance criteria property eligibility and non residential use of property. These revisions must be meet to qualify for fha financing. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.

Handbook 4000 1 all fha approved mortgagees. 12 attic and crawl space inspection requirements. The appraiser must observe the interiors of all attic spaces. Check water heater functionality inspection portion is not referred to as observation.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. Clarifying that fha requires an inspection. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. Is an attic inspection required for fha.

But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. Attic and crawl space inspection requirements. Head and shoulders is the.